“Ideas are created when one dares to think of possibilities beyond today.
We never stop thinking.”

A.G. Newcomb & Co. provides strategic advisory services to community and regional banks. The firm’s expertise includes strategic planning and business plans (regulatory, mutual conversion); consumer and business banking strategies; and corporate governance best practices.

Good to Great: Finding Competitive Advantage

Does your bank have a unique competitive business strategy as compared to your rivals?  A key tenet to creating superior performance is “doing” something that is both unique as compared to your rivals and valued by your target customers.  And, as importantly, you “do” it in a fashion in which every activity in the company consistently and fully opt

Survival of the Fittest: Is Your Bank Positioned to Survive?

Success for most banks is dependent upon the ability to grow assets profitably.  A key element of sustainable profitability is operating revenue growth, yet for most commercial banks there is a disturbing trend of continued declines in operating revenue as a percentage of average assets. We predicted as early as 2010 that the industry’s operating r